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Topic Summary
New York State Statute:
opens new window New York: NYCL (ISC) 2615
Health Insurance Nondiscrimination,
Other Lines of Insurance Nondiscrimination
No insurer may request or require an individual proposed for insurance coverage to submit to a genetic test without prior written informed consent. Further disclosures require additional consent. If an adverse underwriting decision is based on the results of a genetic test, the insurer must notify the individual. No insurer who lawfully possesses information derived from a genetic test on a biological sample may incorporate the information into the record of a non-consenting individual. Penalties for violations are set forth.

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Last Reviewed: June 10, 2014