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Topic Summary
California State Statute:
opens new window California: Cal. Ins. Code § 10950 et seq. and Health and Safety Code § 1399.825 et seq.
Health Insurance Nondiscrimination The statutes require carriers and health care service plans offering plan contracts in the individual market, other than individual grandfathered plan coverage, to offer to the responsible party for a child coverage for the child that does not exclude or limit coverage due to any preexisting condition of the child. A health care service plan may not condition the issuance or offering of individual coverage on certain factors, including genetic information.

Last Reviewed: June 10, 2014